|By PR Newswire||
|January 9, 2013 06:52 AM EST||
NEW YORK, Jan. 9, 2013 /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue:
Smart Grid Landscape in Europe - Market Size, Key Issues, Regulations, Investment Analysis and Outlook to 2020
GlobalData's latest research "Smart Grid Landscape in Europe - Market Size, Key Issues, Regulations, Investment Analysis and Outlook to 2020" provides in-depth analysis of smart grid-related developments in Europe. The report covers various aspects of smart grids and related technologies, as well as providing details of market sizing, outlook and competitive landscape analysis. At the outset, the report discusses the investment scenario for smart grids and the related technologies in Europe, taking into consideration the nations actively involved in rolling out smart grid technologies. The report then goes into further detail on the European markets for smart meters, demand response, electric vehicles, distributed generation and energy storage. The report proceeds to explain the smart grid industry's dynamics in Europe, identifying the key market drivers, standards, policies and technology trends, as well as the key development trends in the European Union (EU) and non-EU nations enabling smart grid development in Europe. The report also provides an outlook on the emergence of smart cities, a super smart grid, microgrids and various other technologies in Europe.
- Detailed analysis of the European markets for smart meters, electric vehicles (EVs), demand response (DR), distributed generation and energy storage technologies.
- Details of the annualized installed base of smart meters until 2020.
- Details of the annualized market revenues from Smart meters until 2020.
- Details of the annualized installed base of electric vehicles for the period 2011-2020.
- Details of the annualized market revenues for electric vehicles for the period 2011-2020.
- Details of the annualized capacity under management of demand response for the period 2011-2020.
- Details of the annualized market revenues for demand response for the period 2011-2020.
- Analysis of key industry metrics, such as growth drivers and restraints.
- Competitive scenario analysis of key smart grid technologies, with profiles of companies such as Siemens AG, Landis+Gyr AG, Nissan, Mitsubishi, EnerNoc, Itron, Oracle, Cable & Wireless and ABB Ltd.
- Details of the regulatory framework of policies and standards governing the market.
Reasons to buy
- Identify the high-growth markets in the European smart grid arena.
- Facilitate strategic decision making in smart grid sectors.
- Decide upon market penetration and expansion plans in smart grid-related markets.
- Identify and capitalize on key industry trends.
- Do deals with a strong understanding of historic investment scenarios.
- Gain competitive knowledge of the European smart grid industry.
- Chalk out action plans for smart grid rollouts.
smart grid, competitive landscape, advanced metering infrastructure, electric vehicle, electric vehicle infrastructure, charging stations, gas insulated substations, network communication, wireless communication, powerline communication, high voltage direct current, software application, cyber security, network monitoring and control, synchrophasor, remote terminal units
1 Table of Contents
1 Table of Contents 2
1.1 List of Tables 4
1.2 List of Figures 5
2 Introduction 6
2.1 European Electricity Grid - An Overview 6
2.2 GlobalData Report Guidance 7
3 Investment Scenario Analysis of European Smart Grid and its Enabling Technologies 8
3.1 Smart Grid Market, Europe, Government Funding Scenario, 2011 8
3.1.1 Smart Grids ERA-Net (2008-2012) 8
3.1.2 Seventh Framework Program (FP7) 8
3.1.3 Competitiveness and Innovation Framework Program (CIP) (2007-2013) 8
3.1.4 European Investment Bank (EIB) 8
3.1.5 European Energy Program for Recovery (EEPR) 9
3.1.6 Trans-European Energy Networks (TEN-E) 9
3.1.7 NER 300 9
3.1.8 Government funding in the UK 9
3.1.9 Government Funding in Germany 10
3.1.10 Government Funding in France 10
3.2 Smart Grid Market, Europe, Major Financial Deals, 2011 11
3.3 Smart Grid Market, Europe, Comparison Between Public Sector Funding and Private Sector Funding, 2011 14
3.3.1 Public Sector Funding 14
3.3.2 Private Sector Funding 14
4 Analysis of European Market for Smart Grids and Enabling Technologies 16
4.1 Demand Response Market, Europe, 2011-2020 16
4.1.1 Demand Response Market, Europe, Capacity Under Management, (MW), 2011-2020 17
4.1.2 Demand Response Market, Europe, Revenue, ($m), 2011-2020 17
4.2 Smart Meter Market, Europe, 2011-2020 19
4.2.1 Smart Meter Market, the UK, 2011-2020 19
4.2.2 Smart Meter Market, France, 2011-2020 23
4.3 Smart Meter Market, Spain, 2011-2020 24
4.3.1 Smart Meter Market, Spain, Annual Volume, 2011-2020 24
4.3.2 Smart Meter Market, Spain, Annual Revenue, ($m), 2011-2020 26
4.3.3 Smart Meter Market, Spain, Average Price ($), 2011-2020 27
4.4 Electric Vehicles Market, Europe, 2011-2020 28
4.4.1 Electric Vehicles Market, the UK, 2011-2020 29
4.4.2 Electric Vehicles Market, Germany, 2011-2020 33
4.4.3 Electric Vehicles Market, France, 2011-2020 37
4.4.4 Electric Vehicles Market, Ireland, 2011-2020 41
4.5 Distributed Generation Market, Europe, 2011-2020 45
4.6 Energy Storage Market, Europe, 2011-2020 47
4.6.1 Pumped Hydro Storage (PHS) 48
4.6.2 Compressed Air Energy Storage (CAES) 48
4.6.3 Hydrogen and Fuel Cells 48
4.6.4 Flywheels 48
4.6.5 Supercapacitors 48
4.6.6 Superconducting Magnetic Energy Storage (SMES) 49
4.6.7 Conventional and Advanced Batteries 49
5 Analysis of European Smart Grid Industry 50
5.1 Smart Grid Market, Europe, Present Scenario, 2011 50
5.2 Smart Grid Market, Europe, Research and Development Trends, 2011 51
5.2.1 Smart Grid Development Trends in the European Union and Non-European Union Nations 52
5.3 Smart Grid Market, Europe, Key Market Drivers, 2011 54
5.3.1 Growth in Renewable Energy Generation 54
5.3.2 Interlinking of regional grids 57
5.3.3 Rising Demand for Electricity 59
5.3.4 Reduction of Green House Gases (GHG) 61
5.4 Smart Grid Market, Europe, Key Market Barriers 62
5.4.1 Lack of Consumer Confidence in Smart Grid System 62
5.4.2 Cyber Security Concern 62
5.5 Smart Grid Market, Europe, Transmission Technology Trends and Roadmap in Europe, 2011 63
5.5.1 High Voltage Direct Current (HVDC) 63
5.5.2 Flexible Alternating Current Transmission Systems (FACTS) 64
5.5.3 High Temperature Conductors (HTC) 64
5.5.4 High Temperature Superconducting (HTS) 64
5.5.5 Long Term Evolution (LTE) 64
5.5.6 Automated Meter Reading (AMR) and Advanced Metering Infrastructure (AMI) 65
5.5.7 Synchrophasors 65
5.5.8 Electric Vehicles 65
5.6 Smart Grid Market, Europe, Virtual Power Plants, 2011 66
6 Standards and Policies for a Smart Grid in Europe 68
6.1.1 Smart Grid Market, Europe, Key Standards, 2011 68
6.1.2 Smart Grid Market, Europe, Key Plans and Policies, 2011 69
7 Outlook for a Smart Grid in Europe 71
7.1 Smart Grid Market, Europe, Emergence of Smart Cities 71
7.1.2 Outlook 73
7.2 Smart Grid Market, Europe, Growth of Software Applications and Smart Grid Managed Services for Power Utilities 75
7.2.1 Growth of Software systems for Power Utilities 75
7.2.2 Growth of smart grid managed services for power utilities 75
7.3 Impact of Networked Communication in Power Distribution 76
7.4 Smart Grid Market, Europe, Construction of Super Smart Grids 77
7.5 Smart Grid Market, Europe, Microgrid 79
7.5.1 Microgrid in Europe, current scenario 79
7.5.2 Outlook 80
7.6 Smart Grid Market, Europe, Cloud Computing as Enabler of Smart Grid 80
8 European Smart Grid Market- Competitive Landscape 82
8.1 Key Vendors by Leading Technologies 82
8.1.1 Electric Vehicles 82
8.1.2 Smart Meters 83
8.1.3 Demand Response 83
8.1.4 Transmission and Distribution 84
8.1.5 Information Technology (IT) 84
8.1.6 Telecommunications 85
9 Appendix 86
9.1 Market Definition 86
9.2 Abbreviations 87
9.3 Methodology 90
9.3.1 Coverage 90
9.3.2 Secondary Research 90
9.3.3 Primary Research 90
9.3.4 Modeling and Forecasting 91
9.4 Contact Us 91
9.5 Disclaimer 91
List of Tables
Table 1: Electricity Grid, Europe, Electricity Grid Drivers Towards 2020 6
Table 2: Smart Grid Market, Europe, Number of Mergers and Acquisitions, 2011 11
Table 3: Smart Grid Market, Europe, Mergers and Acquisitions, 2011 13
Table 4: Smart Grid Market, Europe, Venture Capital Financing, 2011 14
Table 5: Demand Response Market, Europe, Ranking of Key Countries in Demand Response Market, 2011 16
Table 6: Demand Response Market, Europe, Revenues ($m), 2011-2020 18
Table 7: Smart Meter Market, the UK, Annual Deployments, Million Units, 2010-2020 20
Table 8: Smart Meter Market, the UK, Annual Revenues ($m), 2010-2020 21
Table 9: Smart Meter Market, the UK, Average Price ($), 2010-2020 22
Table 10: Smart Meter Market, France, Cumulative Deployment (Million Units), 2010-2018 23
Table 11: Smart Meter Deployment by the Percentage of Total Meters and the Year of Achievement 24
Table 12: Smart Meter Market, Spain, Annual Deployments (Million Units), 2009-2018 25
Table 13: Smart Meter Market, Spain, Annual Revenues ($m), 2009-2018 26
Table 14: Smart Meter Market, Spain, Average Price ($),2009-2018 27
Table 15: Electric Vehicle Market, the UK, Annual Volume, (Units), 2011-2020 30
Table 16: Electric Vehicle Market, the UK, Annual Revenue, ($m), 2011-2020 31
Table 17: Electric Vehicle Market, the UK, Average Price ($), 2011-2020 32
Table 18: Electric Vehicle Market, Germany, Annual Volume, (Units), 2011-2020 34
Table 19: Electric Vehicle Market, Germany. Annual Revenues ($m), 2011-2020 35
Table 20: Electric Vehicle Market, Germany, Average Price ($), 2011-2020 36
Table 21: Electric Vehicle Market, France, Annual Volume, (Units), 2011-2020 38
Table 22: Electric Vehicle Market, France, Annual Revenues ($m), 2011-2020 39
Table 23: Electric Vehicle Market, France, Average Price, ($), 2011-2020 40
Table 24: Electric Vehicle Market, Ireland, Annual Volume, Units, 2011-2020 42
Table 25: Electric Vehicle Market, Ireland, Annual Revenues ($m), 2011-2020 43
Table 26: Electric Vehicle Market, Ireland, Average Price ($), 2011-2020 44
Table 27: Distributed Generation Market, Europe, Fund Allocated to Strategic Projects of FP5 ($m), 1998-2002 45
Table 28: Distributed Generation Market, Europe, Key Smart Grid-ERA Net Projects 47
Table 29: Renewable Energy Support Policies in Europe, 2011 55
Table 30: Renewable Energy Incentives and Public Financing in European Countries 56
Table 31: Power Market, Europe, Increase in Electricity Generation, TWh, 2005-2011 59
Table 32: Power Market, Europe, Increase in Electricity Consumption, TWh, 2005-2011 60
Table 33: Smart Grid Market, Global, IEC Standards for Smart Grid, 2011 68
Table 34: Smart Cities Market, Sweden, Different phases of smart city project in Stockholm, 2011 72
Table 35: Smart Cities Market, Europe, Indicative Cost For Smart Cities Initiative, 2010-2020 74
Table 36: Microgrid Market, Europe, Microgrid Projects, 2010-2011 79
Table 37: Major Vendors Under Various Categories of Smart Grid, 2011 82
Table 38: List of Abbreviations 87
List of Figures
Figure 1: Smart Grid Market, Europe, Number of Mergers and Acquisitions, 2011 11
Figure 2: Demand Response Market, Europe, Revenues ($m), 2011-2020 17
Figure 3: Smart Meter Market, UK, Annual Deployments, Million Units, 2010-2020 19
Figure 4: Smart Meter Market, UK, Annual Revenues ($m), 2010-2020 21
Figure 5: Smart Meter Market, the UK, Average Price ($), 2010-2020 22
Figure 6: Smart Meter Market, France, Cumulative Deployment (Million Units), 2010-2018 23
Figure 7: Smart Meter Market, Spain, Annual Volume (Million Units), 2009-2018 25
Figure 8: Smart Meter Market, Spain Annual Revenues ($m), 2009-2018 26
Figure 9: Smart Meter Market, Spain, Average Price ($), 2009-2018 27
Figure 10: Electric Vehicle Market, the UK, Annual Volume, (Units), 2011-2020 30
Figure 11: Electric Vehicle Market, the UK, Annual Revenue, ($m), 2011-2020 31
Figure 12: Electric Vehicle Market, the UK, Average Price ($), 2011-2020 32
Figure 13: Electric Vehicle Market, Germany, Annual Volume, (Units), 2011-2020 33
Figure 14: Electric Vehicle Market, Germany, Annual Revenues ($m), 2011-2020 35
Figure 15: Electric Vehicle Market, Germany, Average Price ($), 2011-2020 36
Figure 16: Electric Vehicle Market, France, Annual Volume, (Units), 2011-2020 37
Figure 17: Electric Vehicle Market, France, Annual Revenues ($m), 2011-2020 39
Figure 18: Electric Vehicle Market, France, Average Price, ($), 2011-2020 40
Figure 19: Electric Vehicle Market, Ireland, Annual Volume, Units, 2011-2020 42
Figure 20: Electric Vehicle Market, Ireland, Annual Revenues ($m), 2011-2020 43
Figure 21: Electric Vehicle Market, Ireland, Average Price ($), 2011-2020 44
Figure 22: Smart Grid Market, Europe, Electricity Grid Initiatives at EU Level, 2004-2018 51
Figure 23: Power Market, Europe, Increase in Electricity Generation, TWh, 2005-2011 59
Figure 24: Power Market, Europe, Increase in Electricity Consumption, TWh, 2005-2011 60
Figure 25: Virtual Power Plant, Schematic Diagram 66
To order this report:
Email: [email protected]
Intl: +1 805-652-2626
Disruptive macro trends in technology are impacting and dramatically changing the "art of the possible" relative to supply chain management practices through the innovative use of IoT, cloud, machine learning and Big Data to enable connected ecosystems of engagement. Enterprise informatics can now move beyond point solutions that merely monitor the past and implement integrated enterprise fabrics that enable end-to-end supply chain visibility to improve customer service delivery and optimize supplier management. Learn about enterprise architecture strategies for designing connected systems tha...
Mar. 5, 2015 12:30 AM EST Reads: 3,625
Dale Kim is the Director of Industry Solutions at MapR. His background includes a variety of technical and management roles at information technology companies. While his experience includes work with relational databases, much of his career pertains to non-relational data in the areas of search, content management, and NoSQL, and includes senior roles in technical marketing, sales engineering, and support engineering. Dale holds an MBA from Santa Clara University, and a BA in Computer Science from the University of California, Berkeley.
Mar. 5, 2015 12:15 AM EST Reads: 3,762
Wearable devices have come of age. The primary applications of wearables so far have been "the Quantified Self" or the tracking of one's fitness and health status. We propose the evolution of wearables into social and emotional communication devices. Our BE(tm) sensor uses light to visualize the skin conductance response. Our sensors are very inexpensive and can be massively distributed to audiences or groups of any size, in order to gauge reactions to performances, video, or any kind of presentation. In her session at @ThingsExpo, Jocelyn Scheirer, CEO & Founder of Bionolux, will discuss ho...
Mar. 5, 2015 12:00 AM EST Reads: 3,131
The cloud is now a fact of life but generating recurring revenues that are driven by solutions and services on a consumption model have been hard to implement, until now. In their session at 16th Cloud Expo, Ermanno Bonifazi, CEO & Founder of Solgenia, and Ian Khan, Global Strategic Positioning & Brand Manager at Solgenia, will discuss how a top European telco has leveraged the innovative recurring revenue generating capability of the consumption cloud to enable a unique cloud monetization model to drive results.
Mar. 4, 2015 08:00 PM EST Reads: 1,920
As organizations shift toward IT-as-a-service models, the need for managing and protecting data residing across physical, virtual, and now cloud environments grows with it. CommVault can ensure protection &E-Discovery of your data – whether in a private cloud, a Service Provider delivered public cloud, or a hybrid cloud environment – across the heterogeneous enterprise. In his session at 16th Cloud Expo, Randy De Meno, Chief Technologist - Windows Products and Microsoft Partnerships, will discuss how to cut costs, scale easily, and unleash insight with CommVault Simpana software, the only si...
Mar. 4, 2015 07:00 PM EST Reads: 1,065
Analytics is the foundation of smart data and now, with the ability to run Hadoop directly on smart storage systems like Cloudian HyperStore, enterprises will gain huge business advantages in terms of scalability, efficiency and cost savings as they move closer to realizing the potential of the Internet of Things. In his session at 16th Cloud Expo, Paul Turner, technology evangelist and CMO at Cloudian, Inc., will discuss the revolutionary notion that the storage world is transitioning from mere Big Data to smart data. He will argue that today’s hybrid cloud storage solutions, with commodity...
Mar. 4, 2015 06:00 PM EST Reads: 2,023
Every innovation or invention was originally a daydream. You like to imagine a “what-if” scenario. And with all the attention being paid to the so-called Internet of Things (IoT) you don’t have to stretch the imagination too much to see how this may impact commercial and homeowners insurance. We’re beyond the point of accepting this as a leap of faith. The groundwork is laid. Now it’s just a matter of time. We can thank the inventors of smart thermostats for developing a practical business application that everyone can relate to. Gone are the salad days of smart home apps, the early chalkb...
Mar. 4, 2015 04:15 PM EST Reads: 482
Cloud data governance was previously an avoided function when cloud deployments were relatively small. With the rapid adoption in public cloud – both rogue and sanctioned, it’s not uncommon to find regulated data dumped into public cloud and unprotected. This is why enterprises and cloud providers alike need to embrace a cloud data governance function and map policies, processes and technology controls accordingly. In her session at 15th Cloud Expo, Evelyn de Souza, Data Privacy and Compliance Strategy Leader at Cisco Systems, will focus on how to set up a cloud data governance program and s...
Mar. 4, 2015 04:15 PM EST Reads: 1,016
Roberto Medrano, Executive Vice President at SOA Software, had reached 30,000 page views on his home page - http://RobertoMedrano.SYS-CON.com/ - on the SYS-CON family of online magazines, which includes Cloud Computing Journal, Internet of Things Journal, Big Data Journal, and SOA World Magazine. He is a recognized executive in the information technology fields of SOA, internet security, governance, and compliance. He has extensive experience with both start-ups and large companies, having been involved at the beginning of four IT industries: EDA, Open Systems, Computer Security and now SOA.
Mar. 4, 2015 04:00 PM EST Reads: 1,527
The industrial software market has treated data with the mentality of “collect everything now, worry about how to use it later.” We now find ourselves buried in data, with the pervasive connectivity of the (Industrial) Internet of Things only piling on more numbers. There’s too much data and not enough information. In his session at @ThingsExpo, Bob Gates, Global Marketing Director, GE’s Intelligent Platforms business, to discuss how realizing the power of IoT, software developers are now focused on understanding how industrial data can create intelligence for industrial operations. Imagine ...
Mar. 4, 2015 03:15 PM EST Reads: 1,565
We certainly live in interesting technological times. And no more interesting than the current competing IoT standards for connectivity. Various standards bodies, approaches, and ecosystems are vying for mindshare and positioning for a competitive edge. It is clear that when the dust settles, we will have new protocols, evolved protocols, that will change the way we interact with devices and infrastructure. We will also have evolved web protocols, like HTTP/2, that will be changing the very core of our infrastructures. At the same time, we have old approaches made new again like micro-services...
Mar. 4, 2015 02:30 PM EST Reads: 3,107
Operational Hadoop and the Lambda Architecture for Streaming Data Apache Hadoop is emerging as a distributed platform for handling large and fast incoming streams of data. Predictive maintenance, supply chain optimization, and Internet-of-Things analysis are examples where Hadoop provides the scalable storage, processing, and analytics platform to gain meaningful insights from granular data that is typically only valuable from a large-scale, aggregate view. One architecture useful for capturing and analyzing streaming data is the Lambda Architecture, representing a model of how to analyze rea...
Mar. 4, 2015 02:00 PM EST Reads: 1,542
Today’s enterprise is being driven by disruptive competitive and human capital requirements to provide enterprise application access through not only desktops, but also mobile devices. To retrofit existing programs across all these devices using traditional programming methods is very costly and time consuming – often prohibitively so. In his session at @ThingsExpo, Jesse Shiah, CEO, President, and Co-Founder of AgilePoint Inc., discussed how you can create applications that run on all mobile devices as well as laptops and desktops using a visual drag-and-drop application – and eForms-buildi...
Mar. 4, 2015 01:45 PM EST Reads: 3,343
SYS-CON Events announced today that Vitria Technology, Inc. will exhibit at SYS-CON’s @ThingsExpo, which will take place on June 9-11, 2015, at the Javits Center in New York City, NY. Vitria will showcase the company’s new IoT Analytics Platform through live demonstrations at booth #330. Vitria’s IoT Analytics Platform, fully integrated and powered by an operational intelligence engine, enables customers to rapidly build and operationalize advanced analytics to deliver timely business outcomes for use cases across the industrial, enterprise, and consumer segments.
Mar. 4, 2015 01:45 PM EST Reads: 1,409
SYS-CON Events announced today that Dyn, the worldwide leader in Internet Performance, will exhibit at SYS-CON's 16th International Cloud Expo®, which will take place on June 9-11, 2015, at the Javits Center in New York City, NY. Dyn is a cloud-based Internet Performance company. Dyn helps companies monitor, control, and optimize online infrastructure for an exceptional end-user experience. Through a world-class network and unrivaled, objective intelligence into Internet conditions, Dyn ensures traffic gets delivered faster, safer, and more reliably than ever.
Mar. 4, 2015 01:00 PM EST Reads: 1,005
Containers and microservices have become topics of intense interest throughout the cloud developer and enterprise IT communities. Accordingly, attendees at the upcoming 16th Cloud Expo at the Javits Center in New York June 9-11 will find fresh new content in a new track called PaaS | Containers & Microservices Containers are not being considered for the first time by the cloud community, but a current era of re-consideration has pushed them to the top of the cloud agenda. With the launch of Docker's initial release in March of 2013, interest was revved up several notches. Then late last...
Mar. 4, 2015 01:00 PM EST Reads: 1,094
CommVault has announced that top industry technology visionaries have joined its leadership team. The addition of leaders from companies such as Oracle, SAP, Microsoft, Cisco, PwC and EMC signals the continuation of CommVault Next, the company's business transformation for sales, go-to-market strategies, pricing and packaging and technology innovation. The company also announced that it had realigned its structure to create business units to more directly match how customers evaluate, deploy, operate, and purchase technology.
Mar. 4, 2015 12:45 PM EST Reads: 667
In their session at @ThingsExpo, Shyam Varan Nath, Principal Architect at GE, and Ibrahim Gokcen, who leads GE's advanced IoT analytics, focused on the Internet of Things / Industrial Internet and how to make it operational for business end-users. Learn about the challenges posed by machine and sensor data and how to marry it with enterprise data. They also discussed the tips and tricks to provide the Industrial Internet as an end-user consumable service using Big Data Analytics and Industrial Cloud.
Mar. 4, 2015 12:30 PM EST Reads: 3,345
Performance is the intersection of power, agility, control, and choice. If you value performance, and more specifically consistent performance, you need to look beyond simple virtualized compute. Many factors need to be considered to create a truly performant environment. In his General Session at 15th Cloud Expo, Harold Hannon, Sr. Software Architect at SoftLayer, discussed how to take advantage of a multitude of compute options and platform features to make cloud the cornerstone of your online presence.
Mar. 4, 2015 12:00 PM EST Reads: 3,643
The explosion of connected devices / sensors is creating an ever-expanding set of new and valuable data. In parallel the emerging capability of Big Data technologies to store, access, analyze, and react to this data is producing changes in business models under the umbrella of the Internet of Things (IoT). In particular within the Insurance industry, IoT appears positioned to enable deep changes by altering relationships between insurers, distributors, and the insured. In his session at @ThingsExpo, Michael Sick, a Senior Manager and Big Data Architect within Ernst and Young's Financial Servi...
Mar. 4, 2015 12:00 PM EST Reads: 1,488